4 thoughts on “Bajaj Finance

  1. Dear Jana,

    I would like to unsubscribe from the list but the link does not work for me.

    I highly appreciate your work but I would like to read it on the web without a newsletter.

    Thanks, Andreas

    Andreas Lante Manager Finance & Controlling Manager HR MOBA Mobile Automation AG

    Von: Seeking Wisdom Gesendet: Montag, 29. Januar 2018 06:27 An: Lante, Andreas Betreff: [New post] Bajaj Finance

    Jana Vembunarayanan posted: “Sometimes being late to a party might workout very well in your favor. Indian economy grew at a high rate of 9.5 percent from 2005 to 2007. Money was cheap and inflation was low. Click here to read the rest.”

    • Hi Andres,

      Thanks a lot. There should be an unsubscribe link in the email. By clicking it you should be able to opt out. Are you getting an error by clicking the unsubscribe link?


  2. Hello Jana,

    As usual, enjoyed reading the blog. Helps me understand aspects of companies/industries that I may/may not have studied.

    I was studying another small lending company. It is in its nascent stage and I was attempting to understand the growth factors. One question I had was as to what extent can a company borrow? Does it depend on its equity base, brand, AUM or some other risk factor? Bajaj Finance seems to have a ratio of 8 for borrowings:equity. Is that normally high for a lending company and do they need some collateral except their own loan book?


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